Term Share Certificate

Continual growth of your investments is vital in reaching your financial goals. That is why, short- or long-term, one of your best investment options is a high-yielding American Heritage Term Share Certificate.

A term share certificate can be opened with a low minimum deposit of $500. Earn higher dividends on certificates opened with a minimum deposit of $1,000. We offer a variety of terms ranging from 3 to 60 months, as well as competitive, high-yield rates.

At American Heritage, you can always rest assured that your money is in good hands. All funds are insured up to $250,000 by the National Credit Union Association. Your IRA and IRA Certificates are now insured up to $250,000 by the NCUA, a U.S. government agency. Plus, American Heritage offers an additional $250,000 worth of insurance provided by the Excess Share Insurance Corporation, a private insurance company, on your IRA and IRA Certificates. That means your retirement savings are insured up to $500,000.

View our current Term Share Certificate Rates

Need Help Planning For The Future?

American Heritage’s Investment and Retirement Center offers a variety of investment and protection planning services to help you plan for the future.  We’re here to help you make sound financial decisions consistent with your investment timelines and your goals. Our needs-based approach means learning about your current situation, and then helping you to take action towards a healthier financial future.