A simpler way to borrow for life's various expenses.
We offer low interest rates and you can take up to 120 months to repay your loan!
Looking for a smaller loan amount or a way to pay for whatever life throws at you?
Take advantage of flexible and affordable terms with an American Heritage Line of Credit.
Avoid the embarrassment of bounced checks while also enjoying an open-ended credit line available 24/7. You can enjoy the following features with our Personal Line of Credit:
- An Open-Ended Credit Line that you can use for any of your needs!
- Access your line of credit 24 hours a day, 7 days a week via Phone Teller, Online Teller and Mobile Teller
- Use your Independence Debit Card to withdraw up to $500 a day at any ATM
- No Annual Fee*
| Terms | Monthly Payment | APR* As Low As |
|---|---|---|
| Up to 24 Months ($1000 minimum) | $46.49 | 10.24% |
| 25 to 60 Months ($300 minimum) | $21.61 | 10.24% |
| 61 to 72 Months ($300 minimum) | $20.73 | 14.24% |
| 73 to 120 Months ($300 minimum) | $15.68 | 14.24% |
Looking for another way to borrow?
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Monthly payment (per $1,000) examples are based on longest term in each range.
*Annual Percentage Rate (APR) for members who choose to make loan payments via payroll deduction or automatic payment from an American Heritage Federal Credit Union account. APR is increased by .25% without payroll deduction or automatic payment. Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. Sample Monthly Payment: $15.68 for every $1000 borrowed at 14.24% APR at 120 months. Monthly payment (per $1,000) examples are based on longest term in each range. Your payment may vary.