We'll help you say "I can turn everyday purchases into great rewards."

Platinum Mastercard® from American Heritage | I can turn my grocery shopping into rewards. | American Heritage Credit UnionThe American Heritage Platinum MasterCard® is the perfect tool for your everyday purchases. With every transaction, you earn ScoreCard Reward Points that you can use for travel rewards, airfare, brand-name merchandise, and gift cards! Combine that with our low introductory rate, no annual fee and no balance transfer fee, and you'll be able to say "I can carry the card I want."

American Heritage Platinum MasterCard

We realize that not every card works for every person, so we offer two distinctly different MasterCards. Both give you convenience and security of a credit card accepted all across the globe.

Platinum Preferred MasterCard American Heritage Platinum MasterCard

  • Low 1.99% Introductory APR* for the first six billing cycles, 9.99% APR* thereafter
  • No Annual Fees

  • No Balance Transfer Fees
  • ScoreCard Gift & Travel Rewards, including Air Travel Mile

Platinum Secured MasterCard 

  • The perfect card if you have a less-than-perfect credit history
  • Choose the credit limit you want – deposit $300 to $25,000
  • Low annual fee
  • All the benefits of carrying a MasterCard

Personal Loans


Get the freedom you deserve the freedom that comes from having the money you need, right at hand. Pay off overwhelming bills, or simply make that big purchase you really want or have been putting off. American Heritage has the financial solution for you with an affordable, flexible personal loan.

Choose the amount and term that fit your needs and budget. Take up to 72 months to repay your loan.

Let’s talk about which option is best for you...

*View MasterCard Disclosures.