Business Savings Accounts

American Heritage is constantly seeking ways to add quality products, services and convenience to your business. We provide opportunities for you to increase the value of your assets and protect your business' financial future. The following investment products and services are available for American Heritage's business members:

Share Savings

Whether you are a small business just getting started, or a larger business looking to grow – we can help! With our high yield business savings accounts, you can earn competitive rates and enjoy easy access to a variety of savings accounts to help your business maximize your money and reach your financial goals.

Business Money Market Accounts

Looking for an investment account that gives you a high yield on your investment dollar, with the ability to access your funds easily? Consider the advantages of an American Heritage Money Market Account.

Standard Money Market Account
Earn a high interest rate when you maintain a balance of $2,500 or more, and an even higher rate with a balance above $25,000.

VIP Money Market Account
Our VIP Money Market Account gives you a higher money market return with a balance of $50,000 or more.

Platinum Money Market Account
This Money Market Account gives you the highest return with a balance of $75,000 or more.

Choose any money market account, and you get the freedom and flexibility of writing up to a combination of six checks and/or transfers per month, with a minimum of $500 per withdrawal for the Standard Money Market Account and VIP Money Market Account. The minimum withdrawal amount for the Platinum Money Market Account is $1,000.


Continual growth of your investments is vital in reaching your business goals. That is why, short or long-term, one of your best investment options is a high-yielding American Heritage Business Certificates. Business Certificates are a great way to earn high yields while saving for planned purchases, acquisitions and improving your equity positions.

Business Certificates can be opened with a low minimum deposit of $500. Earn higher dividends on certificates opened with a minimum deposit of $1,000. We offer a variety of terms ranging from 3 to 60 months, as well as competitive, high-yield rates.