American Heritage Roth IRA

A Roth Individual Retirement Account (IRA) is similar to a Traditional IRA, in that it provides a tax-deferred means to put away money for retirement. The Roth IRA differs in several important ways:

  • A Roth IRA allows you to contribute a broad range of financial assets, including stocks, bonds, certificates of deposit, real estate and life insurance annuities
  • Since your assets have most likely been taxed, your retirement fund contribution will grow and be available tax-free when you are ready to withdraw funds
  • You must keep funds in your Roth IRA account for a minimum of five years and at least until age 59 ½ in order for the earnings (dividends) to qualify as tax-free
  • With the Roth IRA, there is no Required Minimum Distribution

Roth IRA Contribution Limits:

201420152016

Roth IRA,

Under Age 50

$5,500.00$5,500.00$5,500.00

Roth IRA,

Ages 50 and over

$6,500.00$6,500.00$6,500.00

Need Help Planning For The Future?

The American Heritage Investment and Retirement Center* offers a variety of investment and protection planning services to help you plan for the future.  We’re here to help you make sound financial decisions consistent with your investment timelines and your goals. Our needs-based approach means learning about your current situation, and then helping you to take action towards a healthier financial future.

For information and to set up a no cost consultation, contact the American Heritage Investment & Retirement Center (IRC)(215) 969-2967


* Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.