American Heritage Roth IRA
A Roth Individual Retirement Account (IRA) is similar to a Traditional IRA, in that it provides a tax-deferred means to put away money for retirement. The Roth IRA differs in several important ways:
- A Roth IRA allows you to contribute a broad range of financial assets, including stocks, bonds, certificates of deposit, real estate and life insurance annuities
- Since your assets have most likely been taxed, your retirement fund contribution will grow and be available tax-free when you are ready to withdraw funds
- You must keep funds in your Roth IRA account for a minimum of five years and at least until age 59 ½ in order for the earnings (dividends) to qualify as tax-free
- With the Roth IRA, there is no Required Minimum Distribution
Roth IRA Contribution Limits:
Under Age 50
Ages 50 and over
Need Help Planning For The Future?
The American Heritage Investment and Retirement Center* offers a variety of investment and protection planning services to help you plan for the future. We’re here to help you make sound financial decisions consistent with your investment timelines and your goals. Our needs-based approach means learning about your current situation, and then helping you to take action towards a healthier financial future.
For information and to set up a no cost consultation, contact the American Heritage Investment & Retirement Center (IRC): (215) 969-2967