American Heritage will help you every step of the way
Whether you’re a new homebuyer or looking to refinance your current home, call American Heritage. As a credit union, we can offer rates and services you won’t find at conventional banks. Plus, we will treat you like family!
American Heritage is a full-service mortgage provider, offering a comprehensive range of services and a variety of terms:
- Fixed-rate and Adjustable Rate Mortgages
- FHA, VA, USDA, and PHFA Mortgage loans
- FREE Pre-approvals
- Construction Loans
- Home Improvement Loans
Free Pre-Approval for your Mortgage!
Before you begin your home search, be sure to get a FREE pre-approval for your mortgage. With a pre-approval, you’ll know how much you can afford, and you’ll have a competitive edge over other prospective buyers.
Our American Heritage Mortgage loan staff will help you purchase your home, supporting you every step of the way! Ready to discuss a Mortgage loan? Call an American Heritage Mortgage professional at (215) 969-0777 .
Better Homes of American Heritage Federal Realty is a full-service real estate firm solely owned and operated by American Heritage. Through our partnership, we provide homebuyers and sellers with expert advice, Mortgage and market analytic tools and a dedicated staff who will support you every step of the way.
But the real bonus is you can earn up to a 20% rebate when buying or selling a home!
Want to learn how to earn a 20% rebate? Click here or call (855) 525-7900
REASONS TO PURCHASE A HOME NOW
- Interest rates are projected to rise
The U.S. Federal Reserve raised the interest rate it charges banks. The Mortgage Banks Association projects that 30-year mortgage interest rates will rise above 5 percent this year.
- Home prices are rising
Average home prices are increasing about 4.5 percent nationally, a trend that is expected to continue for several years.
- Competition is increasing
Many people put off buying a home during the Recession, but that pent-up demand is now entering the market and will compete for your dream house.
- Owning a home creates family wealth
In recent studies, the Federal Reserve found that the average homeowner’s net worth is 30 times greater than a renter.
- Buy low, sell high
Home ownership can create family wealth if you follow good investment principles: Buy at the lowest price possible, and hold on to your investment until you can sell it at a higher price. Today’s real estate is selling “low” compared to where it will be in coming years – it’s time to buy!