American Heritage Certificates

American Heritage Certificates of Deposit (CD) are a smart way for members to grow their money. You can choose among a range of high-yield short- and long-term certificates, with terms from 3 to 60 months.

You can open a CD account for a low minimum deposit of $500. CDs based on a contribution of $1,000 or more earn higher yields.

Bump-Up Certificates

American Heritage has a special CD product for members: The American Heritage Bump-Up CD! With an American Heritage Bump-Up Certificate, you have the option to increase your interest rate one time during the term of your CD. Once you set the higher rate, it will remain the rate for the duration of your CD’s term. Gain financial freedom with your investments with our Bump-Up CD!

At American Heritage, your invested funds are insured

At American Heritage, your invested funds are insured up to $250,000 by the National Credit Union Association. Your IRA and IRA Certificates are now insured up to $250,000 by the NCUA, a U.S. government agency. Plus, American Heritage offers an additional $250,000 worth of insurance provided by the Excess Share Insurance Corporation, a private insurance company, on your IRA and IRA Certificates. That means your retirement savings are insured up to $500,000.

Open a Certificate of Deposit or Bump-Up Certificate

Via OnLine Teller
Visit your local branch: See Map
Call our Contact Center: (215) 969-0777

Contact the American Heritage Investment & Retirement Center to learn more about financial planning. The consultation is free.


For information and to set up a free consultation, contact the American Heritage Investment & Retirement Center (IRC): (215) 969-2967

View American Heritage current CD Rates