About American Heritage Share Insurance

American Heritage Federal Credit Union is a federally-insured, member-owned financial cooperative. We are conservatively managed, which means that each year a portion of the money we generate goes into a reserve, which ensures the strength and security of the credit union. Since we are a “not-for-profit” organization, profits made are returned to you with lower loan rates, higher savings rates, lower fees and additional services.

National Credit Union Administration

Your American Heritage Federal Credit Union shares are insured by the National Credit Union Administration (NCUA) up to $250,000.  NCUA is an independent federal government agency that regulates charters and insures the nation’s federal credit unions.  For more detail on share insurance click here.

Excess Share Insurance

American Heritage also protects you with $250,000 worth of additional share insurance on Individual Retirement Accounts through the Excess Share Insurance Corporation. That's a total of $500,000 of protection for your retirement savings!