Current Home Mortgage Rates 

Whether you’re a new home buyer or looking to refinance your current home, call American Heritage. As a credit union, we can offer rates and services you won’t find at conventional banks. Plus, we will treat you like family!

 

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Effective July 18, 2018

Rates listed are for loan amounts of $50,000 to $453,100*

TermPointsConv.APR**
30 Year0 Points4.500%4.530%
30 Year Jumbo1 Points4.375%4.472%
15 Year0 Points4.000%4.052%
15 Year Jumbo1 Points3.875%4.044%
3/1 Year ARM0 Points3.500%4.322%
3/3 Year ARM0 Points3.750%5.134%
5/1 Year ARM0 Points3.750%4.277%
5/5 year ARM0 Points4.000%5.429%
30 Year FHA0 Points4.500%4.530%
15 Year FHA0 Points4.125%4.178%

Not everyone that applies will qualify for the rates shown above. Rates shown above are based on an applicant FICO score of at least 740 for an owner-occupied home purchase, with a loan amount of $200,000 for all loans except Jumbo which is based on a $500,000 Loan amount, and a loan-to value ratio of no more than 60%. All loans are subject to individual credit approval and subject to change without notice. Please note that the rates posted are rate locks do not exceed 60 days. Pre-qualification is not a commitment to lend.

*Mortgages rates for investment properties are higher. Please Contact a Mortgage Representative at 215-969-2823 for the interest rates and fees for investment properties and for loans less than $50,000 or more than $453,100.